City Rates·Kingston, Ontario

Best Credit Union HISA Rates in Kingston 2026

Compare high-interest savings account rates at credit unions serving Kingston. Deposits at Ontario credit unions are protected up to $250,000 per insured category by Financial Services Regulatory Authority of Ontario (FSRA).

50 credit unions available to Kingston residentsUp to $250,000 per insured category insured

2

credit unions headquartered in Kingston

$250,000 per insured category

deposit insurance coverage in Ontario

Verified

rates sourced from official credit union websites

HISA rates for Kingston residents

Kingston-headquartered credit unions first, then other Ontario options. Rates sourced directly from official websites.

All Kingston credit unions
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Rates shown are for standard non-registered savings accounts. Most credit unions serving Kingston require Ontario residency or open-to-all membership; check eligibility before applying.

Deposit insurance for Kingston savers

Deposits at Ontario credit unions are protected up to $250,000 per insured category by Financial Services Regulatory Authority of Ontario (FSRA). This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.

If your deposits exceed $250,000 per insured category, consider spreading balances across multiple credit unions or account categories to stay fully covered.

Full deposit insurance guide

At a glance

InsurerFinancial Services Regulatory Authority of Ontario (FSRA)
Coverage limit$250,000 per insured category
Applies toSavings, chequing, GICs, TFSA, RRSP, RRIF deposits
Separate from CDIC?Yes, completely independent

Looking beyond Kingston?

See every credit union serving Ontario, or compare HISA rates across the whole country.