Best Credit Union
HISA Rates in St. Catharines 2026
Compare high-interest savings account rates at credit unions serving St. Catharines. Deposits at Ontario credit unions are protected up to $250,000 per insured category by Financial Services Regulatory Authority of Ontario (FSRA).
2
credit unions headquartered in St. Catharines
$250,000 per insured category
deposit insurance coverage in Ontario
Verified
rates sourced from official credit union websites
HISA rates for St. Catharines residents
St. Catharines-headquartered credit unions first, then other Ontario options. Rates sourced directly from official websites.
Meridian Credit Union
Firstontario Credit Union Limited
Lighthouse Credit Union
Korean Catholic Church Credit Union Limited
Parama Credit Union Limited
Equity Credit Union Inc.
Kawartha Credit Union Limited
Southwest Regional Credit Union
Fort York Community Credit Union Limited
Luminus Financial Services & Credit Union Limited
Northern Credit Union Limited
Talka Credit Union Limited
Ukrainian Credit Union Limited
Northern Birch Credit Union Limited
Buduchnist Credit Union Limited
Rates shown are for standard non-registered savings accounts. Most credit unions serving St. Catharines require Ontario residency or open-to-all membership; check eligibility before applying.
Deposit insurance for St. Catharines savers
Deposits at Ontario credit unions are protected up to $250,000 per insured category by Financial Services Regulatory Authority of Ontario (FSRA). This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.
If your deposits exceed $250,000 per insured category, consider spreading balances across multiple credit unions or account categories to stay fully covered.
Full deposit insurance guideAt a glance
Looking beyond St. Catharines?
See every credit union serving Ontario, or compare HISA rates across the whole country.