Best Credit Union
Mortgage Rates in Calgary 2026
Compare 5-year fixed mortgage rates at credit unions serving Calgary. Member-owned cooperatives that hold mortgages in-house, with no shareholder pressure on pricing.
13
credit unions with published mortgage rates available to Calgary residents
In-house
most credit unions hold your mortgage rather than selling it
No commissions
rates independently verified, no referral fees
5-year fixed mortgage rates for Calgary residents
Calgary-headquartered credit unions first, then other Alberta options. Sorted lowest first within each tier.
Transcanada Credit Union
Khalsa Credit Union (Alberta)
Calgary Police Credit Union
Servus Credit Union
Lakeland Credit Union
Christian Credit Union
Rocky Credit Union
Bow Valley Credit Union
1st Choice Savings & Credit Union
Vision Credit Union
Coast Capital Savings
Innovation Federal Credit Union
Alterna Bank
Rates shown are for 5-year fixed conventional mortgages. Actual rates may vary based on loan-to-value, amortization period, and individual qualification. Always confirm the current rate directly with the credit union.
Looking beyond Calgary?
See every credit union serving Alberta, or compare mortgage rates across the whole country.