Best Credit Union
Mortgage Rates in Halifax 2026
Compare 5-year fixed mortgage rates at credit unions serving Halifax. Member-owned cooperatives that hold mortgages in-house, with no shareholder pressure on pricing.
16
credit unions with published mortgage rates available to Halifax residents
In-house
most credit unions hold your mortgage rather than selling it
No commissions
rates independently verified, no referral fees
5-year fixed mortgage rates for Halifax residents
Halifax-headquartered credit unions first, then other Nova Scotia options. Sorted lowest first within each tier.
Inova Credit Union Limited
East Coast Credit Union Limited
Mosaik Credit Union Limited
Coastal Financial Credit Union Limited
Nova Scotia Teachers Credit Union Limited
New Waterford Credit Union
Credit Union Atlantic Limited
Glace Bay Central Credit Union Limited
St. Joseph's Credit Union Limited
Cape Breton Credit Union Limited
Sydney Credit Union Limited
Caisse Populaire De Clare Limitée
Valley Credit Union Limited
Coast Capital Savings
Innovation Federal Credit Union
Rates shown are for 5-year fixed conventional mortgages. Actual rates may vary based on loan-to-value, amortization period, and individual qualification. Always confirm the current rate directly with the credit union.
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See every credit union serving Nova Scotia, or compare mortgage rates across the whole country.